Philippine healthcare is considered to be of good quality by international standards. For example, the World Health Organisation ranks the efficiency of the Philippine health system 60th in the world. Although the country offers a universal health coverage system called PhilHealth (the Philippine Health Insurance Corporation), the quality of the Philippine health system varies greatly between urban and rural areas. Expatriates do not have that luxury, as the public health system does not include expatriates from the start.
After you tell them what you are looking for in a health plan, Cigna will give you a more concrete figure as to what you will spend to keep you and your family healthy. Doctors in public hospitals in the Philippines are well trained, although the equipment and facilities may not be up to the standards of private institutions. The Philippines has two types of private medical coverage: the standard private companies, which we are all familiar with, and HMOs. The Philippines is one of the largest exporters of medical personnel in the world, and many nurses and doctors leave the country to work abroad.
Talk to your doctor well in advance of your move to the Philippines, so that you can make sure you get the right vaccinations in time. With a significant portion of the population living in poverty and unable to access adequate healthcare, the government has taken active steps to revitalise the nation's healthcare systems. Doctors and nurses in public hospitals are highly competent, but public health care in the Philippines faces some limitations. As a result, the number of medical personnel will increase, improving the overall quality of healthcare in the Philippines.
Although most medicines are available in the Philippines, some prescription drugs may not be available in the country, so expatriates should ensure that they bring the necessary medication with them or that alternatives can be prescribed in the Philippines. No matter how good the public healthcare system is, there will always be a percentage of citizens who choose to pay for private healthcare, either because they opt out of the public system or because they use a private plan to make up for deficits in the public system. PhilHealth provides access to medical care for contributing members at any accredited hospital in the Philippines. While improving healthcare in the Philippines is an ambitious goal, the PhilHealth system, together with the UHC Act, is a step in the right direction.
Although progress has been made to improve healthcare in the Philippines, there are still many challenges that the country has to overcome to achieve a high-quality and cost-efficient healthcare system. All citizens are entitled to free healthcare under the Philippine Health Insurance Corporation (PhilHealth).